Best free car accident settlement calculators
Criteria first, chosen before scoring: (1) no contact details needed, (2) state coverage, (3) shows the rule it applied, (4) fills a gap in the estimate. On those, FairSettlement and FreeInjuryCalc lead on coverage and extras, and AttorneyFindr leads on showing the statute behind each state's rule. No site here can tell you what your claim is worth.
Checked October 6, 2026 · each cell read from the site's own page · AttorneyFindr is our site: ranked only where its features meet a criterion · not legal advice
The comparison
| Calculator | 1. No contact details | 2. State coverage | 3. Shows the rule | 4. Fills a gap | Fits when |
|---|---|---|---|---|---|
| AttorneyFindr | Yes: no form at all | 51 of 51 jurisdictions with a quoted fault rule | Yes: names the rule and links the statute quote | Separate tax, diminished value and total loss tools; no fees or vehicle damage in the estimate | Seeing how a state fault rule and the other driver's cap change a number |
| FairSettlement | Yes: no sign-up for the instant range | 50 states (stated) | Explains pure, modified and contributory rules in text | Injury-type ranges, PDF report with demand letter | Preparing a negotiation |
| FreeInjuryCalc | Yes (stated) | 50 states and DC | Names the state rule in the page text we read | Detailed ledger mode, future medical and property damage inputs | A number for any state today |
| Legal Tank | Not stated on the page we read | 51 jurisdictions (stated) | Applies a fault rule by state | Net payout after fees, vehicle damage, six crash types | The all-in figure after fees |
| Conduit Law | No email needed for the range; you can then choose to send it to the firm | State menu; applies state fault, deadline and coverage rules (stated) | Describes state rules in the page text | Hand-off to a law firm if you choose | You are already considering a lawyer |
| SetCalc | No: contact form with call and text consent | All 50 states (stated) | Not shown on the page we read | Attorney review of the estimate (stated) | You want a person to review your estimate |
Every row below was read from the named page on the checked date. A cell says 'not stated on the page we read' when the page did not say. Statements marked (stated) are the site's own claim, not something we tested. Sources: setcalc.com · fairsettlement.org · settlementinsight.com · freeinjurycalc.com · legaltank.org · conduit.law.
Where AttorneyFindr falls short
Its estimate stops at a range before fees. It does not add vehicle damage, show net payout after attorney fees or offer a long list of injury types, and the minimum-coverage cap applies only where we have verified the statute text. The sites above that do those things are the better pick for them. For a law firm's own view of the question, see FindLaw, which is a directory and guide library rather than a calculator.
Not on this list: Nolo, Avvo and Justia, which block automated reading, so we left their facts out rather than guess. Read them directly if you use them.
Questions
Which calculator is the most accurate?
None can be shown to be. Each applies a general method to numbers you type in. Accuracy depends on your evidence, your medical records, the insurer and your state, which is why a lawyer licensed in your state is the one to ask about a specific claim. What a calculator can and cannot see is in the guide.
Do I have to give my email or phone number?
It depends on the site. In the table, "contact details" says what each one stated on the page we read. AttorneyFindr collects none.
How were these ranked?
The criteria below were chosen before scoring: no contact details needed, state coverage, rule transparency (does it show which state rule it applied), and extras that fill gaps in the estimate. Each is a fact read from the site on October 6, 2026. We own AttorneyFindr, so we ranked it only where its stated features meet a criterion and said where it falls short.