HomeWorkers' comp

Workers' comp settlement chart by state

In states with a body-part schedule, a permanent injury pays your weekly rate for a fixed number of weeks set by statute. A lost thumb is 60 weeks in Georgia and 260 weeks in New Jersey. Multiply the weeks by your weekly rate, usually two-thirds of your wage up to the state maximum.

Quoted from each state's workers' compensation statute and agency, checked October 2, 2026 · not legal advice

Weeks of benefits by body part

The longest period each statute lists for that part (for example, an arm lost at the shoulder). Statutes word parts differently; each state page has its exact list.

Body partGAILIAMDMIMONJNYNCOHOKPA
Thumb607660100656026075756066100
Index finger404335403845604645353950
Hand160205190250215175244200175220335
Arm225253250300269232330312240225275410
Big toe303840403340403835303340
Foot135167150250162150250205144150220250
Leg225215220300215207315288200200275410
Eye (sight)150162200250162140200160120125275275
Hearing, both ears150215175250180200150150330260

Every state here

StateHow permanent injuries are paidWeekly rateWeekly maximum
ArizonaBody-part schedule (17 parts, in months)55%see state
CaliforniaImpairment or disability rating66.67%$290
FloridaImpairment or disability rating50%$1,358
GeorgiaBody-part schedule (15 parts)66.67%$800
IllinoisBody-part schedule (21 parts)60%$1,085
IndianaBody-part schedule (20 parts, in degrees)66.67%see state
IowaBody-part schedule (17 parts)80%see state
MarylandBody-part schedule (15 parts)66.67%see state
MichiganBody-part schedule (12 parts)80%see state
MissouriBody-part schedule (29 parts)66.67%$678
New JerseyBody-part schedule (14 parts)70%see state
New YorkBody-part schedule (14 parts)66.67%$1,282
North CarolinaBody-part schedule (15 parts)66.67%$1,446
OhioBody-part schedule (14 parts)66.67%$427
OklahomaBody-part schedule (18 parts)70%$375
OregonBody-part schedule (15 parts)66.67%see state
PennsylvaniaBody-part schedule (17 parts)66.67%$1,394
TennesseeImpairment or disability rating66.67%$1,353
TexasImpairment or disability rating70%$920

Weekly maximums change every year, usually on January 1 or July 1. Each state page shows the period its maximum covers.

Questions

How do body part payouts work in workers' comp?

Many states list a number of weeks for losing, or losing the use of, each body part. You are paid your permanent disability weekly rate (a share of your average weekly wage, capped at a state maximum) for that many weeks. Most of these states pay a partial loss of use as the same share of the weeks; each state page says whether its law does.

Which state pays the most weeks for a thumb?

Among the states here, New Jersey lists the most (260 weeks) and Georgia the fewest (60 weeks).

Do all states use a body part chart?

No. Some, such as Tennessee and California, pay from an impairment or disability rating instead of fixed weeks per body part. Their pages explain the method and include a calculator.