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Arizona workers' comp settlement chart
Arizona pays a permanent injury to a listed body part for a set number of months: a thumb is 15 months.
How it is paid: Scheduled losses: 55% of your average monthly wage for the number of months in the schedule (75% if the loss of use keeps you from returning to the work you were doing). Unscheduled permanent partial disability: 55% of the difference between your average monthly wage before the injury and your reduced monthly earning capacity.
Quoted from Arizona law and the Industrial Commission of Arizona (ICA), checked October 2, 2026 · not legal advice
Months of benefits by body part
Arizona counts a scheduled loss in months; how each month is paid is below the table.
| Body part | Months |
|---|---|
| major arm | 60 |
| permanent and complete loss of hearing in both ears | 60 |
| major hand | 50 |
| minor arm | 50 |
| leg | 50 |
| minor hand | 40 |
| foot | 40 |
| eye by enucleation | 30 |
| permanent and complete loss of sight in one eye without enucleation | 25 |
| permanent and complete loss of hearing in one ear | 20 |
| thumb | 15 |
| first finger, commonly called the index finger | 9 |
| second finger | 7 |
| great toe | 7 |
| third finger | 5 |
| fourth finger, commonly called the little finger | 4 |
| toe other than the great toe | 2.5 |
Injuries not on the chart
Arizona pays scheduled permanent partial disability (A.R.S. 23-1044(B)): months in the schedule x 55% of the average monthly wage (75% if the loss keeps the worker from the job held at injury; partial loss of use is prorated), in addition to temporary total disability. Any injury not on the schedule is paid as 55% of the monthly loss of earning capacity (23-1044(C)), as set by the Commission when the condition is stationary, for as long as the disability lasts. All amounts use an average monthly wage capped at $6,131.00 for 2026 injuries.
Rates and deadlines
| Temporary disability rate | 66 2/3% of your average monthly wage (plus a flat $100 a month added if you have dependents), on a monthly wage capped by the ICA each year | A.R.S. 23-1045(A) |
|---|---|---|
| Weekly maximum | $4,087 (injuries from 2026-01-01 to 2026-12-31 (for injuries 2027-01-01 to 2027-12-31 the posted wage maximum is $6,333.32)); applies to temporary total disability and permanent total disability (66 2/3% of the maximum average monthly wage); the statutory cap is on the average monthly wage used, so scheduled and unscheduled permanent partial benefits are capped by the same wage | A.R.S. 23-1041(D)(8) and (E); ICA Average Monthly Wage Statutory Maximum Information Page |
| Permanent partial rate | Scheduled losses: 55% of your average monthly wage for the number of months in the schedule (75% if the loss of use keeps you from returning to the work you were doing). Unscheduled permanent partial disability: 55% of the difference between your average monthly wage before the injury and your reduced monthly earning capacity. | A.R.S. 23-1044(B) and (C) |
| Waiting period | 7 days, paid back if you are out more than 14 days | A.R.S. 23-1062(D) |
| Tell your employer | No statutory employer-notice deadline found in A.R.S. 23-908 or 23-1061; the employer must report an accident to its insurer and the Commission within 10 days of notice | A.R.S. 23-1061(A) |
| File your claim | 1 year after the injury occurred or the right to compensation accrued (injury becomes manifest or claimant knows or should know of a compensable injury); claim is filed in writing with the Industrial Commission | A.R.S. 23-1061(A) |
What a settlement adds or takes away
The chart is the statute's payment for a permanent injury. A lump-sum settlement can differ: it may also close out future medical care or wage loss, and the insurer and the judge must agree. A workers' comp lawyer in Arizona can tell you what your rating is likely to be.
Questions
What is the maximum workers' comp benefit in Arizona?
$4,087 a week for injuries from 2026-01-01 to 2026-12-31 (for injuries 2027-01-01 to 2027-12-31 the posted wage maximum is $6,333.32).
How long do I have to file a workers' comp claim in Arizona?
1 year after the injury occurred or the right to compensation accrued (injury becomes manifest or claimant knows or should know of a compensable injury); claim is filed in writing with the Industrial Commission.
Sources
- Schedule (A.R.S. 23-1044(B)): www.azleg.gov/ars/23/01044.htm
B. ... compensation of fifty-five percent of the average monthly wage of the injured employee ... shall be paid for the period given in the following schedule: 1. For the loss of a thumb, fifteen months. 2. For the loss of a first finger, commonly called the index finger, nine months. 3. For the loss of a second finger, seven months. 4. For the loss of a third finger, five months. 5. For the loss of the fourth finger, commonly called the little finger, four months. ... 8. For the loss of a great toe, seven months. 9. For the loss of a toe other than the great toe, two and one-half months. ... …
- Weekly maximum (A.R.S. 23-1041(D)(8) and (E); ICA Average Monthly Wage Statutory Maximum Information Page): www.azica.gov/claims-amw-statutory-maximum-information-page
Average Monthly Wage Statutory Maximum Information: Wage Maximum $6,131.00 | For Injuries Sustained On or After 01-01-2026 | Through 12-31-2026 (next row: $6,333.32 | 01-01-2027 | 12-31-2027)
- Permanent partial rate (A.R.S. 23-1044(B) and (C)): www.azleg.gov/ars/23/01044.htm
B. Disability shall be deemed permanent partial disability if caused by any of the following specified injuries, and compensation of fifty-five percent of the average monthly wage of the injured employee, in addition to the compensation for temporary total disability, shall be paid for the period given in the following schedule: ... C. In cases not enumerated in subsection B of this section, if the injury causes permanent partial disability for work, the employee shall receive during such disability compensation equal to fifty-five percent of the difference between the employee's average month…
- Temporary disability rate (A.R.S. 23-1045(A)): www.azleg.gov/ars/23/01045.htm
A. For temporary total disability the following compensation shall be paid: 1. Compensation of sixty-six and two-thirds percent of the average monthly wage shall be paid during the period of disability. 2. If there are persons dependent for support on the employee, compensation shall be paid as provided in this section, with an additional allowance of $100 per month for such dependents during the period of disability.
- Deadlines (A.R.S. 23-1061(A)): www.azleg.gov/ars/23/01061.htm
no claim for compensation shall be valid or enforceable unless the claim is filed with the commission by the employee, or if resulting in death by the parties entitled to compensation, or someone on their behalf, in writing within one year after the injury occurred or the right thereto accrued. The time for filing a compensation claim begins to run when the injury becomes manifest or when the claimant knows or in the exercise of reasonable diligence should know that the claimant has sustained a compensable injury.
Read October 2, 2026. Laws and fees change; the linked page is the authority.