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Workers' comp settlement calculator by state
Workers' comp pays a permanent injury as weeks of benefits times a weekly rate. In Illinois, for example, a thumb is 76 weeks; at a $1,000 weekly wage the rate is $600 (60% of the wage, under the $1,085 cap), so the statute pays $45,600. Choose your state below.
Rates, caps and weeks quoted from each state's workers' compensation statute and agency, checked October 2, 2026 · statutory payment, not a lump-sum offer · not legal advice
What this calculator does not do
It applies the statute's payment for a permanent injury to a listed body part or an impairment rating. It does not estimate a negotiated lump sum, temporary disability, medical bills or a death claim. A lump-sum settlement can include future medical care and wage loss that the chart does not, so it may differ.
Weekly maximum by state
The cap on what one week can pay, for the period each state's page names.
| State | Weekly rate | Weekly maximum | Calculator |
|---|---|---|---|
| Arizona | 55% | see state | see state page |
| California | 66.67% | $290 | impairment rating |
| Florida | 50% | $1,358 | impairment rating |
| Georgia | 66.67% | $800 | body part |
| Illinois | 60% | $1,085 | body part |
| Indiana | 66.67% | see state | see state page |
| Iowa | 80% | see state | see state page |
| Maryland | 66.67% | see state | see state page |
| Michigan | 80% | see state | see state page |
| Missouri | 66.67% | $678 | body part |
| New Jersey | 70% | see state | see state page |
| New York | 66.67% | $1,282 | body part |
| North Carolina | 66.67% | $1,446 | body part |
| Ohio | statewide average wage | $427 | body part |
| Oklahoma | 70% | $375 | body part |
| Oregon | 66.67% | see state | see state page |
| Pennsylvania | 66.67% | $1,394 | body part |
| Tennessee | 66.67% | $1,353 | impairment rating |
| Texas | 70% | $920 | impairment rating |
Arizona, Indiana, Iowa, Maryland, Michigan, New Jersey, Oregon pay a permanent injury by a method this page does not calculate (each state page explains it). More states are added as their statutes are verified.
Questions
How is a workers' comp settlement calculated?
Two numbers drive it: a weekly rate and a number of weeks. The rate is a share of your average weekly wage, usually two-thirds, capped at your state's weekly maximum. The weeks come from the state's schedule for the body part, or from your impairment rating. Weeks times the rate is the statutory payment for a permanent injury. A lump-sum settlement can also close out future medical care and other benefits, so it can be higher or lower than that figure.
Is this a lump-sum settlement calculator?
No. It shows what the statute pays for a permanent injury. A negotiated lump sum depends on your medical future, your wage loss and what the insurer and the judge agree to, and no calculator can know those. A workers' comp lawyer licensed in your state can tell you what your case is likely to be worth.
How much is the maximum weekly benefit?
Among the states on this page it ranges from $290 a week in California to $1,446 a week in North Carolina. Each state sets its own maximum, and most reset it once or twice a year.
Why does the same injury pay different amounts in different states?
Each state writes its own schedule. A lost thumb is 60 weeks in Georgia and 260 weeks in New Jersey, and the weekly rate and cap differ too.
Body part payouts compared across states · Is a settlement taxable? · Deadlines to file by state