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Indiana workers' comp settlement chart
Indiana counts a permanent injury to a listed body part in degrees of impairment: a thumb is 12 degrees, and each degree pays a set dollar amount.
How it is paid: Permanent partial impairment is paid as a total dollar amount = degrees of impairment x dollars per degree, paid weekly at 66 2/3% of the average weekly wage (wage counted capped at $1,316).
Quoted from Indiana law and the Indiana Worker's Compensation Board, checked October 2, 2026 · not legal advice
Degrees of impairment by body part
Indiana counts a scheduled loss in degrees, then pays a dollar amount per degree; the method is below the table.
| Body part | Degrees |
|---|---|
| both hands or both feet or total sight of both eyes, or any two such losses in the same accident | 100 |
| arm (above the elbow) | 50 |
| leg (above the knee joint) | 45 |
| hand (by separation below the elbow joint) | 40 |
| permanent and complete loss of hearing in both ears | 40 |
| foot (by separation below the knee joint) | 35 |
| permanent and complete loss of vision by enucleation | 35 |
| loss of both testicles | 30 |
| permanent and complete loss of hearing in one ear | 15 |
| thumb | 12 |
| big toe | 12 |
| loss of one testicle | 10 |
| index finger | 8 |
| second finger | 7 |
| third or ring finger | 6 |
| second toe | 6 |
| fourth or little finger | 4 |
| third toe | 4 |
| fourth toe | 3 |
| fifth or little toe | 2 |
Injuries not on the chart
Partial loss of use of a scheduled member is paid for the proportionate loss of use (22-3-3-10(f)(9)); all other permanent partial impairment is paid in proportion to the degree of impairment, not exceeding 100 degrees (22-3-3-10(f)(13)); loss of one phalange of a thumb or toe counts as one-half of the member, and of a finger one-third (more than one phalange of a finger up to two phalanges, one-half). Compensation is limited to the combined maximum of $439,000 for injuries on or after 2026-07-01 (22-3-3-22(b)).
Rates and deadlines
| Temporary disability rate | 66 2/3% of your average weekly wage (wage counted is capped), for up to 500 weeks | IC 22-3-3-8 |
|---|---|---|
| Weekly maximum | $878 (injuries from 2026-07-01 to 2027-06-30); applies to TTD, TPD, PPI, PTD and death. The statute caps the average weekly wage counted at $1,316; 66 2/3% of $1,316 is $877.33 and the Board's chart rounds the maximum to $878. | IC 22-3-3-22(a)(8); Indiana WCB 'Information on PPI and Weekly Benefits' chart |
| Permanent partial rate | Permanent partial impairment is paid as a total dollar amount = degrees of impairment x dollars per degree, paid weekly at 66 2/3% of the average weekly wage (wage counted capped at $1,316) | IC 22-3-3-10(f)-(g) |
| Waiting period | 7 days, paid back if you are out more than 21 days | IC 22-3-3-7(a) |
| Tell your employer | written notice as soon as practicable; if notice is not given or the employer does not acquire knowledge within 30 days of the injury, no compensation is paid until and from the date notice is given or knowledge obtained | IC 22-3-3-1 and 22-3-3-3 |
| File your claim | claim filed with the Worker's Compensation Board within 2 years after the accident; if TTD or TPD compensation was paid, the 2 years run from the last date for which that compensation was paid | IC 22-3-3-1 and 22-3-3-3 |
What a settlement adds or takes away
The chart is the statute's payment for a permanent injury. A lump-sum settlement can differ: it may also close out future medical care or wage loss, and the insurer and the judge must agree. A workers' comp lawyer in Indiana can tell you what your rating is likely to be.
Questions
What is the maximum workers' comp benefit in Indiana?
$878 a week for injuries from 2026-07-01 to 2027-06-30.
How long do I have to file a workers' comp claim in Indiana?
claim filed with the Worker's Compensation Board within 2 years after the accident; if TTD or TPD compensation was paid, the 2 years run from the last date for which that compensation was paid.
Sources
- Schedule (IC 22-3-3-10(f)): iga.in.gov/ic/2026/Title_22/Article_3/Chapter_3.pdf
(1) Amputation: For the loss by separation of the thumb, twelve (12) degrees of permanent impairment; of the index finger, eight (8) degrees of permanent impairment; of the second finger, seven (7) degrees of permanent impairment; of the third or ring finger, six (6) degrees of permanent impairment; of the fourth or little finger, four (4) degrees of permanent impairment; of the hand by separation below the elbow joint, forty (40) degrees of permanent impairment; of the arm above the elbow, fifty (50) degrees of permanent impairment; ... by separation of the foot below the knee joint, thirty-f…
- Weekly maximum (IC 22-3-3-22(a)(8); Indiana WCB 'Information on PPI and Weekly Benefits' chart): www.in.gov/dA/968a7c0d6e/PPIandTTD-benefits2023_1.3.pdf?language_id=1
7/1/26 - 6/30/27 $1,316.00 $878.00 $75.00 $439,000.00
- Permanent partial rate (IC 22-3-3-10(f)-(g)): iga.in.gov/ic/2026/Title_22/Article_3/Chapter_3.pdf
(f) With respect to injuries in the following schedule occurring on and after July 1, 1991, the employee shall receive in addition to temporary total disability benefits, not exceeding one hundred twenty-five (125) weeks on account of the injury, compensation in an amount determined under the following schedule to be paid weekly at a rate of sixty-six and two-thirds percent (66 2/3%) of the employee's average weekly wages during the fifty-two (52) weeks immediately preceding the week in which the injury occurred.
- Temporary disability rate (IC 22-3-3-8): iga.in.gov/ic/2026/Title_22/Article_3/Chapter_3.pdf
With respect to injuries occurring on and after July 1, 1976, causing temporary total disability or total permanent disability for work, there shall be paid to the injured employee during the total disability a weekly compensation equal to sixty-six and two-thirds percent (66 2/3%) of his average weekly wages, as defined in IC 22-3-3-22, for a period not to exceed five hundred (500) weeks.
- Deadlines (IC 22-3-3-1 and 22-3-3-3): iga.in.gov/ic/2026/Title_22/Article_3/Chapter_3.pdf
Unless such notice is given or knowledge acquired within thirty (30) days from the date of the injury or death, no compensation shall be paid until and from the date such notice is given or knowledge obtained. ... The right to compensation under IC 22-3-2 through IC 22-3-6 shall be forever barred unless within two (2) years after the occurrence of the accident, or if death results therefrom, within two (2) years after such death, a claim for compensation thereunder shall be filed with the worker's compensation board. ... then the two (2) year limitation period to file an application for adjust…
Read October 2, 2026. Laws and fees change; the linked page is the authority.