HomeWorkers' compMichigan
Michigan workers' comp settlement chart
Michigan pays a permanent injury to a listed body part for a set number of weeks. A thumb is 65 weeks.
How it is paid: Specific loss: 80% of your after-tax average weekly wage, but not less than 25% of the state average weekly wage ($333.47) and not more than $1,201 (2026).
Quoted from Michigan law and the Michigan Department of Labor and Economic Opportunity, Workers' Disability Compensation Agency, checked October 2, 2026 · not legal advice
Weeks of benefits by body part
For total loss or total loss of use. How each week is paid is explained below the table.
| Body part | Weeks |
|---|---|
| arm | 269 |
| hand | 215 |
| leg | 215 |
| foot | 162 |
| eye | 162 |
| thumb | 65 |
| first finger | 38 |
| second finger | 33 |
| great toe | 33 |
| third finger | 22 |
| fourth finger | 16 |
| a toe other than the great toe | 11 |
Injuries not on the chart
Michigan has no impairment-rating (percentage) permanent partial disability benefit. A specific loss pays the weeks above at 80% of the after-tax average weekly wage (min $333.47, max $1,201 for 2026 injuries). Any other injury is paid as wage loss for as long as the disability lasts: 80% of the difference between the after-tax weekly wage before the injury and the wage earning capacity or after-tax earnings after it, up to the maximum (MCL 418.301(8) and (9)(c)).
Rates and deadlines
| Temporary disability rate | 80% of your after-tax average weekly wage, up to the state maximum | MCL 418.351(1) |
|---|---|---|
| Weekly maximum | $1,201 (injuries from 2026-01-01 to 2026-12-31); applies to all weekly benefits (total disability, partial wage loss, specific loss, total and permanent); 90% of the state average weekly wage of $1,333.88 | MCL 418.355(2); WDCA State Average Weekly Wage Chart and 2026 Weekly Benefit Tables |
| Permanent partial rate | Specific loss: 80% of your after-tax average weekly wage, but not less than 25% of the state average weekly wage ($333.47) and not more than $1,201 (2026) | MCL 418.361(2); MCL 418.356(3); WDCA State Average Weekly Wage Chart |
| Waiting period | 7 days, paid back if you are out more than 14 days | MCL 418.311 |
| Tell your employer | 90 days after the injury, or after the employee knew or should have known of it (late notice is excused unless the employer proves it was prejudiced) | MCL 418.381(1) |
| File your claim | 2 years after the injury (or after the date disability manifests itself or last day of employment with that employer, whichever is later); the claim may be oral to the employer or written to the agency | MCL 418.381(1) |
What a settlement adds or takes away
The chart is the statute's payment for a permanent injury. A lump-sum settlement can differ: it may also close out future medical care or wage loss, and the insurer and the judge must agree. A workers' comp lawyer in Michigan can tell you what your rating is likely to be.
Questions
How much is a thumb worth in Michigan workers' comp?
65 weeks of benefits for total loss or loss of use.
What is the maximum workers' comp benefit in Michigan?
$1,201 a week for injuries from 2026-01-01 to 2026-12-31.
How long do I have to file a workers' comp claim in Michigan?
2 years after the injury (or after the date disability manifests itself or last day of employment with that employer, whichever is later); the claim may be oral to the employer or written to the agency.
Sources
- Schedule (MCL 418.361(2)): www.legislature.mi.gov/Laws/MCL?objectName=mcl-418-361
The specific loss period for the loss shall be considered as follows: (a) Thumb, 65 weeks. (b) First finger, 38 weeks. (c) Second finger, 33 weeks. (d) Third finger, 22 weeks. (e) Fourth finger, 16 weeks. ... (f) Great toe, 33 weeks. (g) A toe other than the great toe, 11 weeks. ... (h) Hand, 215 weeks. (i) Arm, 269 weeks. ... (j) Foot, 162 weeks. (k) Leg, 215 weeks. ... (l) Eye, 162 weeks.
- Weekly maximum (MCL 418.355(2); WDCA State Average Weekly Wage Chart and 2026 Weekly Benefit Tables): www.michigan.gov/leo/bureaus-agencies/wdca/calculation-program-and-benefit-calcu
Workers' Disability Compensation Agency State Average Weekly Wage Chart, row 2026: SAWW 1333.88 | 90% of SAWW (Maximum) 1201.00 | 2/3 of SAWW 889.25 | 50% of SAWW (minimum benefit for death cases) 666.94 | 25% of SAWW (minimum benefit for specific loss and T&P) 333.47
- Permanent partial rate (MCL 418.361(2); MCL 418.356(3); WDCA State Average Weekly Wage Chart): www.legislature.mi.gov/Laws/MCL?objectName=mcl-418-361
In cases included in the following schedule, the disability in each case shall be considered to continue for the period specified, and the compensation paid for the personal injury shall be 80% of the after-tax average weekly wage subject to the maximum and minimum rates of compensation under this act.
- Temporary disability rate (MCL 418.351(1)): www.legislature.mi.gov/Laws/MCL?objectName=mcl-418-351
While the incapacity for work resulting from a personal injury is total, the employer shall pay, or cause to be paid as provided in this section, to the injured employee, a weekly compensation of 80% of the employee's after-tax average weekly wage, but not more than the maximum weekly rate of compensation, as determined under section 355.
- Deadlines (MCL 418.381(1)): www.legislature.mi.gov/Laws/MCL?objectName=mcl-418-381
A proceeding for compensation for an injury under this act shall not be maintained unless a claim for compensation for the injury, which claim may be either oral or in writing, has been made to the employer or a written claim has been made to the agency either electronically, as prescribed by the director, or on forms prescribed by the director, within 2 years after the occurrence of the injury. ... The employee shall provide a notice of injury to the employer within 90 days after the happening of the injury, or within 90 days after the employee knew, or should have known, of the injury. Failu…
Read October 2, 2026. Laws and fees change; the linked page is the authority.