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Missouri workers' comp settlement chart
Missouri pays a permanent injury to a listed body part for a set number of weeks. A thumb is 60 weeks.
Each week pays 66.67% of your average weekly wage, up to $678 a week (injuries on or after 2026-07-01 through 2027-06-30).
At the maximum rate, that comes to $40,691; partial loss of use pays that share of the weeks.
Quoted from Missouri law and the Missouri Department of Labor and Industrial Relations, Division of Workers' Compensation, checked October 2, 2026 · not legal advice
Weeks of benefits by body part
For total loss or total loss of use. The next column is the weeks times the $678 weekly maximum; enter your wage above for your own amount.
| Body part | Weeks | At the maximum | At your wage |
|---|---|---|---|
| Loss of arm at shoulder | 232 | $157,338 | |
| Loss of arm between shoulder and elbow | 222 | $150,556 | |
| Loss of arm at elbow joint | 210 | $142,418 | |
| Loss of one leg at the hip joint or so near thereto as to preclude the use of artificial limb | 207 | $140,383 | |
| Loss of arm between elbow and wrist | 200 | $135,636 | |
| Complete deafness of both ears | 180 | $122,072 | |
| Loss of hand at the wrist joint | 175 | $118,681 | |
| Loss of one leg at or above the knee, where the stump remains sufficient to permit the use of artificial limb | 160 | $108,509 | |
| Loss of one leg at or above ankle and below knee joint | 155 | $105,118 | |
| Loss of one foot in tarsus | 150 | $101,727 | |
| Complete loss of the sight of one eye | 140 | $94,945 | |
| Loss of one foot in metatarsus | 110 | $74,600 | |
| Loss of thumb at proximal joint | 60 | $40,691 | |
| Complete deafness of one ear, the other being normal | 49 | $33,231 | |
| Loss of thumb at distal joint | 45 | $30,518 | |
| Loss of index finger at proximal joint | 45 | $30,518 | |
| Loss of great toe of one foot at proximal joint | 40 | $27,127 | |
| Loss of index finger at second joint | 35 | $23,736 | |
| Loss of either the middle or ring finger at the proximal joint | 35 | $23,736 | |
| Loss of index finger at distal joint | 30 | $20,345 | |
| Loss of either the middle or ring finger at second joint | 30 | $20,345 | |
| Loss of either the middle or ring finger at the distal joint | 26 | $17,633 | |
| Loss of little finger at proximal joint | 22 | $14,920 | |
| Loss of great toe of one foot at distal joint | 22 | $14,920 | |
| Loss of little finger at second joint | 20 | $13,564 | |
| Loss of little finger at distal joint | 16 | $10,851 | |
| Loss of any other toe at proximal joint | 14 | $9,495 | |
| Loss of any other toe at second joint | 10 | $6,782 | |
| Loss of any other toe at distal joint | 8 | $5,425 |
Weeks are for the loss listed (severance, total loss of use, or proportionate loss of use). Where the loss is total by severance or complete loss of use, the schedule weeks are increased by 10% (287.190.2).
Injuries not on the chart
Scheduled loss: schedule weeks x weekly PPD rate (66 2/3% of average weekly earnings, capped at the PPD maximum); partial loss of use of an arm, hand, thumb, finger, leg, foot, toe or phalange is paid for the proportionate loss of use, and a total loss adds 10% to the schedule weeks. Injuries not on the schedule (including body as a whole such as back) are paid for a period proportionate to the scheduled injuries, not more than 400 weeks, and include loss of earning power (287.190.3). Up to 40 weeks of additional compensation is possible for serious disfigurement of the head, neck, hands or arms (287.190.4).
Rates and deadlines
| Temporary disability rate | 66 2/3% of your average weekly earnings, up to the maximum (105% of the state average weekly wage) | RSMo 287.170.1(4) |
|---|---|---|
| Weekly maximum | $1,295 (injuries on or after 2026-07-01 through 2027-06-30 (state average weekly wage $1,233.06)); applies to TTD (also PTD and death) | MO DWC memo, State Average Weekly Wage and Benefit Maximums, July 1, 2026 |
| Weekly minimum | $40 (all injuries on or after 1981-09-28 (statutory, not indexed)); TTD and PPD | RSMo 287.170.1(5); 287.190.5(2) |
| Permanent partial rate | 66 2/3% of your average weekly earnings, up to the PPD maximum (55% of the state average weekly wage) | RSMo 287.190.5(5) |
| Waiting period | 3 days, paid back if you are out more than 14 days | RSMo 287.160.1 |
| Tell your employer | written notice no later than 30 days after the accident (30 days after diagnosis for occupational disease or repetitive trauma), unless the employer was not prejudiced | RSMo 287.420 and 287.430 |
| File your claim | claim filed with the Division within 2 years after the date of injury or the last payment made under the chapter, or within 3 years if the employer did not file the required report of injury | RSMo 287.420 and 287.430 |
What a settlement adds or takes away
The chart is the statute's payment for a permanent injury. A lump-sum settlement can differ: it may also close out future medical care or wage loss, and the insurer and the judge must agree. A workers' comp lawyer in Missouri can tell you what your rating is likely to be.
Questions
How much is a thumb worth in Missouri workers' comp?
60 weeks of benefits for total loss or loss of use, up to $40,691 at the $678 weekly maximum. A partial loss pays the same share of the weeks.
What is the maximum workers' comp benefit in Missouri?
$1,295 a week for injuries on or after 2026-07-01 through 2027-06-30 (state average weekly wage $1,233.06).
How long do I have to file a workers' comp claim in Missouri?
claim filed with the Division within 2 years after the date of injury or the last payment made under the chapter, or within 3 years if the employer did not file the required report of injury.
Sources
- Schedule (RSMo 287.190.1 (Schedule of Losses)): revisor.mo.gov/main/OneSection.aspx?section=287.190
SCHEDULE OF LOSSES Weeks (1) Loss of arm at shoulder 232 (2) Loss of arm between shoulder and elbow 222 (3) Loss of arm at elbow joint 210 (4) Loss of arm between elbow and wrist 200 (5) Loss of hand at the wrist joint 175 (6) Loss of thumb at proximal joint 60 ... (17) Loss of one leg at the hip joint or so near thereto as to preclude the use of artificial limb 207 (18) Loss of one leg at or above the knee, where the stump remains sufficient to permit the use of artificial limb 160 ... (29) Complete loss of the sight of one eye 140 ... 2. If the disability suffered in any of items (1) through…
- Weekly maximum (MO DWC memo, State Average Weekly Wage and Benefit Maximums, July 1, 2026): labor.mo.gov/sites/labor/files/media/pdf/2026/06/State_Average_Weekly%20Wage_and
The State Average Weekly Wage (SAWW) used to determine maximum workers' compensation benefits for the fiscal year beginning July 1, 2026 and ending June 30, 2027 is $1,233.06. ... Temporary Total Disability $1,294.71
- Permanent partial rate (RSMo 287.190.5(5)): revisor.mo.gov/main/OneSection.aspx?section=287.190
(5) For all injuries occurring on or after August 28, 1992, the weekly compensation shall be an amount equal to sixty-six and two-thirds percent of the employee's average weekly earnings as of the date of the injury; provided that the weekly compensation paid under this subdivision shall not exceed an amount equal to fifty-five percent of the state average weekly wage
- Temporary disability rate (RSMo 287.170.1(4)): revisor.mo.gov/main/OneSection.aspx?section=287.170
(4) For all injuries occurring on or after August 28, 1991, the weekly compensation shall be an amount equal to sixty-six and two-thirds percent of the injured employee's average weekly earnings as of the date of the injury; provided that the weekly compensation paid under this subdivision shall not exceed an amount equal to one hundred five percent of the state average weekly wage
- Deadlines (RSMo 287.420 and 287.430): revisor.mo.gov/main/OneSection.aspx?section=287.430
no proceedings for compensation under this chapter shall be maintained unless a claim therefor is filed with the division within two years after the date of injury or death, or the last payment made under this chapter on account of the injury or death, except that if the report of the injury or the death is not filed by the employer as required by section 287.380 , the claim for compensation may be filed within three years after the date of injury, death, or last payment made under this chapter on account of the injury or death
Read October 2, 2026. Laws and fees change; the linked page is the authority.