Ohio workers' comp settlement chart
Ohio pays a permanent injury to a listed body part for a set number of weeks. A thumb is 60 weeks.
Each week of a scheduled loss pays $1,281: the statewide average weekly wage for 2026, whatever you earned.
That comes to $76,860.
Quoted from Ohio law and the Ohio Bureau of Workers' Compensation (BWC), checked October 2, 2026 · not legal advice
Weeks of benefits by body part
For total loss or total loss of use. Each week pays $1,281 whatever you earned.
| Body part | Weeks | Payout |
|---|---|---|
| arm | 225 | $288,225 |
| leg | 200 | $256,200 |
| hand | 175 | $224,175 |
| foot | 150 | $192,150 |
| sight of an eye | 125 | $160,125 |
| permanent and total loss of hearing | 125 | $160,125 |
| first finger, commonly known as a thumb | 60 | $76,860 |
| second finger, commonly called index finger | 35 | $44,835 |
| third finger | 30 | $38,430 |
| great toe | 30 | $38,430 |
| permanent and total loss of hearing of one ear | 25 | $32,025 |
| fourth finger | 20 | $25,620 |
| fifth finger, commonly known as the little finger | 15 | $19,215 |
| one of the toes other than the great toe | 10 | $12,810 |
Injuries not on the chart
Ohio pays two kinds of permanent partial disability. A scheduled loss (loss or loss of use of a thumb, finger, hand, arm, toe, foot, leg, eye or hearing) pays the weeks above at the full statewide average weekly wage ($1,281 for 2026). Any other permanent impairment is a percentage permanent partial (%PP) award: percent x 200 weeks x the lesser of 66 2/3% of the worker's average weekly wage or $427 (33 1/3% of the statewide average weekly wage), and 90% or more pays the full 200 weeks (Ohio Rev. Code 4123.57(A)). The two can be received together and are in addition to temporary total compensation (4123.57(C)).
Rates and deadlines
| Temporary disability rate | 66 2/3% of your average weekly wage; for the first 12 weeks of total disability, 72% of your full weekly wage (up to the cap) | Ohio Rev. Code 4123.56(A) |
|---|---|---|
| Weekly maximum | $1,281 (injuries in calendar year 2026 (2026-01-01 to 2026-12-31)); applies to temporary total (TT) compensation; the maximum equals the statewide average weekly wage. If the worker also receives Social Security retirement the TT maximum is $854 (66 2/3% of the statewide average weekly wage). Scheduled loss is also paid at $1,281 a week; percentage permanent partial has a lower cap (see ppd_rate). | Ohio BWC Compensation Rates chart; Ohio Rev. Code 4123.56(A) |
| Weekly minimum | $427 (injuries in calendar year 2026 (2026-01-01 to 2026-12-31)); temporary total (TT) compensation (33 1/3% of the statewide average weekly wage). If the worker's own wage is lower, BWC pays the full wage. | Ohio BWC Compensation Rates chart (note 1); Ohio Rev. Code 4123.56(A) |
| Permanent partial rate | Percentage permanent partial (%PP): 66 2/3% of your average weekly wage, capped at 33 1/3% of the statewide average weekly wage ($427 in 2026), for a number of weeks equal to the percentage of 200 weeks. Scheduled loss (loss of a member) is paid at the full statewide average weekly wage ($1,281 in 2026), not a share of the worker's own wage. | Ohio Rev. Code 4123.57(A) and (B); Ohio BWC Compensation Rates chart |
| Waiting period | 7 days, paid back if you are out more than 14 days | Ohio Rev. Code 4123.55 |
| Tell your employer | No employer-notice deadline appears in R.C. 4123.84; the statutory deadline runs to the Bureau of Workers' Compensation or Industrial Commission (below). Report the injury to the employer promptly. | Ohio Rev. Code 4123.84(A) and 4123.85 |
| File your claim | 1 year after the injury (written or facsimile notice of the specific parts of the body injured to the Bureau or Industrial Commission); occupational disease: 1 year after disability began, or up to 6 months after a physician's diagnosis if later | Ohio Rev. Code 4123.84(A) and 4123.85 |
What a settlement adds or takes away
The chart is the statute's payment for a permanent injury. A lump-sum settlement can differ: it may also close out future medical care or wage loss, and the insurer and the judge must agree. A workers' comp lawyer in Ohio can tell you what your rating is likely to be.
Questions
How much is a thumb worth in Ohio workers' comp?
60 weeks of benefits for total loss or loss of use, up to $76,860.
What is the maximum workers' comp benefit in Ohio?
$1,281 a week for injuries in calendar year 2026 (2026-01-01 to 2026-12-31).
How long do I have to file a workers' comp claim in Ohio?
1 year after the injury (written or facsimile notice of the specific parts of the body injured to the Bureau or Industrial Commission); occupational disease: 1 year after disability began, or up to 6 months after a physician's diagnosis if later.
Sources
- Schedule (Ohio Rev. Code 4123.57(B)): codes.ohio.gov/ohio-revised-code/section-4123.57
In cases included in the following schedule the compensation payable per week to the employee is the statewide average weekly wage ... per week and shall be paid in installments according to the following schedule: For the loss of a first finger, commonly known as a thumb, sixty weeks. For the loss of a second finger, commonly called index finger, thirty-five weeks. For the loss of a third finger, thirty weeks. For the loss of a fourth finger, twenty weeks. For the loss of a fifth finger, commonly known as the little finger, fifteen weeks. ... For the loss of a hand, one hundred seventy-five w…
- Weekly maximum (Ohio BWC Compensation Rates chart; Ohio Rev. Code 4123.56(A)): dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/Workers/CompRates.pdf
Ohio BWC Compensation Rates 2011 to 2026 chart (rev. Dec. 16, 2025), row 2026: TT and LM without SSR maximum $1,281 | TT and LM with SSR maximum $854 | TT minimum $427 | LM minimum $640.50 | PT maximum without SSD $1,281 | PT maximum with SSD $854 | PT minimum $640.50 | WL maximum $1,281 | %PP maximum $427 | SL $1,281 | Survivor benefit maximum $1,281 | Survivor minimum $640.50; 2026 statewide average weekly wage (AWW) $1,281
- Permanent partial rate (Ohio Rev. Code 4123.57(A) and (B); Ohio BWC Compensation Rates chart): codes.ohio.gov/ohio-revised-code/section-4123.57
The employee shall receive sixty-six and two-thirds per cent of the employee's average weekly wage, but not more than a maximum of thirty-three and one-third per cent of the statewide average weekly wage as defined in division (C) of section 4123.62 of the Revised Code, per week regardless of the average weekly wage, for the number of weeks which equals the percentage of two hundred weeks.
- Temporary disability rate (Ohio Rev. Code 4123.56(A)): codes.ohio.gov/ohio-revised-code/section-4123.56
in the case of temporary disability, an employee shall receive sixty-six and two-thirds per cent of the employee's average weekly wage so long as such disability is total ... provided that for the first twelve weeks of total disability the employee shall receive seventy-two per cent of the employee's full weekly wage, but not to exceed a maximum amount of weekly compensation which is equal to the lesser of the statewide average weekly wage ... or one hundred per cent of the employee's net take-home weekly wage.
- Deadlines (Ohio Rev. Code 4123.84(A) and 4123.85): codes.ohio.gov/ohio-revised-code/section-4123.84
4123.84(A): In all cases of injury or death, claims for compensation or benefits for the specific part or parts of the body injured shall be forever barred unless, within one year after the injury or death: (1) Written or facsimile notice of the specific part or parts of the body claimed to have been injured has been made to the industrial commission or the bureau of workers' compensation ... 4123.85: ... claims for compensation or benefits are forever barred unless, within one year after the disability due to the disease began, or within such longer period as does not exceed six months after …
Read October 2, 2026. Laws and fees change; the linked page is the authority.