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Texas workers' comp settlement chart

Texas does not pay by body part. After maximum medical improvement a doctor assigns a whole-person impairment rating (AMA Guides, Labor Code 408.124), and impairment income benefits are 3 weeks per percentage point at 70% of average weekly wage (408.121, 408.126), so total = rating x 3 x weekly rate (weekly rate capped at $920 for injuries from 2026-10-01). Loss of use of a body part is only a separate lifetime benefit when it is one of the 408.161 catastrophic losses.

Each week pays 70% of your average weekly wage, up to $920 a week (injuries from 2026-10-01 to 2027-09-30).

Quoted from Texas law and the Texas Department of Insurance, Division of Workers' Compensation (DWC), checked October 2, 2026 · not legal advice

Weeks paid per percentage point of disability

Disability rating	Weeks per 1%
impairment rating, per 1 percentage point of whole person impairment	3

Injuries not on the chart

Rates and deadlines

Temporary disability rate	70% of your average weekly wage (minus any weekly earnings after the injury); 75% for the first 26 weeks if you earn less than $10 an hour. Texas calls this temporary income benefits (TIBs).	Tex. Labor Code 408.103(a)
Weekly maximum	$1,314 (injuries from 2026-10-01 to 2027-09-30 (state fiscal year 2027); the prior year (2025-10-01 to 2026-09-30) was $1,271); applies to temporary income benefits (100% of the state average weekly wage, rounded) and lifetime income benefits and death benefits; impairment income benefits have a lower cap of $920 (see ppd_rate)	TDI-DWC State average weekly wage / maximum and minimum weekly benefits table; Tex. Labor Code 408.061(a)
Weekly minimum	$197 (injuries from 2026-10-01 to 2027-09-30 (state fiscal year 2027); the prior year was $191); all income benefits (15% of the state average weekly wage, rounded)	TDI-DWC State average weekly wage / maximum and minimum weekly benefits table; Tex. Labor Code 408.062(a)
Permanent partial rate	70% of your average weekly wage (impairment income benefits, IIBs), capped at 70% of the state average weekly wage	Tex. Labor Code 408.126 and 408.061(b); TDI-DWC maximum and minimum weekly benefits table
Waiting period	7 days, paid back if you are out more than 14 days	Tex. Labor Code 408.082
Tell your employer	30 days after the injury (or, for an occupational disease, after the employee knew or should have known it may be work related)	Tex. Labor Code 409.001(a) and 409.003
File your claim	1 year after the injury (or after the employee knew or should have known an occupational disease was work related); claim is filed with the Division of Workers' Compensation	Tex. Labor Code 409.001(a) and 409.003

What a settlement adds or takes away

The chart is the statute's payment for a permanent injury. A lump-sum settlement can differ: it may also close out future medical care or wage loss, and the insurer and the judge must agree. A workers' comp lawyer in Texas can tell you what your rating is likely to be.

Compare every state's chart

Questions

What is the maximum workers' comp benefit in Texas?

$1,314 a week for injuries from 2026-10-01 to 2027-09-30 (state fiscal year 2027); the prior year (2025-10-01 to 2026-09-30) was $1,271.

How long do I have to file a workers' comp claim in Texas?

1 year after the injury (or after the employee knew or should have known an occupational disease was work related); claim is filed with the Division of Workers' Compensation.

Sources

Schedule (Tex. Labor Code 408.121(a)): statutes.capitol.texas.gov/Docs/LA/htm/LA.408.htm
An employee's entitlement to impairment income benefits begins on the day after the date the employee reaches maximum medical improvement and ends on the earlier of: (1) the date of expiration of a period computed at the rate of three weeks for each percentage point of impairment; or (2) the date of the employee's death.
Weekly maximum (TDI-DWC State average weekly wage / maximum and minimum weekly benefits table; Tex. Labor Code 408.061(a)): www.tdi.texas.gov/wc/employee/maxminbens.html
2027 (10/01/26-09/30/27) | SAWW $1,314.32 | TIBs max $1,314.00 | TIBs min $197.00 | IIBs max $920.00 | IIBs min $197.00 | SIBs max $920.00 | SIBs min N/A | LIBs max $1,314.00 | LIBs min $197.00 | Death max $1,314.00 | Death min N/A
Permanent partial rate (Tex. Labor Code 408.126 and 408.061(b); TDI-DWC maximum and minimum weekly benefits table): statutes.capitol.texas.gov/Docs/LA/htm/LA.408.htm
Sec. 408.126. AMOUNT OF IMPAIRMENT INCOME BENEFITS. Subject to Sections 408.061 and 408.062, an impairment income benefit is equal to 70 percent of the employee's average weekly wage.
Temporary disability rate (Tex. Labor Code 408.103(a)): statutes.capitol.texas.gov/Docs/LA/htm/LA.408.htm
Subject to Sections 408.061 and 408.062, the amount of a temporary income benefit is equal to: (1) 70 percent of the amount computed by subtracting the employee's weekly earnings after the injury from the employee's average weekly wage; or (2) for the first 26 weeks, 75 percent of the amount computed by subtracting the employee's weekly earnings after the injury from the employee's average weekly wage if the employee earns less than $10 an hour.
Deadlines (Tex. Labor Code 409.001(a) and 409.003): statutes.capitol.texas.gov/Docs/LA/htm/LA.409.htm
409.001(a): An employee or a person acting on the employee's behalf shall notify the employer of the employee of an injury not later than the 30th day after the date on which: (1) the injury occurs; or (2) if the injury is an occupational disease, the employee knew or should have known that the injury may be related to the employment. 409.003: An employee or a person acting on the employee's behalf shall file with the division a claim for compensation for an injury not later than one year after the date on which: (1) the injury occurred; or (2) if the injury is an occupational disease, the emp…

Read October 2, 2026. Laws and fees change; the linked page is the authority.