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Wyoming car accident laws
Wyoming gives you four years to file a personal injury lawsuit (Wyo. Stat. Ann. § 1-3-105(a)(iv)(C)).
Wyoming is an at-fault state: the driver who caused the crash, through their liability insurance, pays for the injuries and damage.
The legal minimum liability coverage in Wyoming is $25,000 per injured person, $50,000 per crash and $20,000 for property (25/50/20).
You can recover if your fault is not more than 50% of the total fault of everyone involved, with your damages reduced by your share; at 51% or more you recover nothing.
Quoted from Wyoming statutes and official pages, checked October 2, 2026 · not legal advice
The rules in one table
| Rule | Wyoming | Source |
|---|---|---|
| Deadline to sue for an injury | Four years after the cause of action accrues, for an injury to the rights of the plaintiff not arising on contract | Wyo. Stat. Ann. § 1-3-105(a)(iv)(C) |
| Deadline for vehicle damage | Four years for recovery of, or taking, detaining or injuring, personal property | Wyo. Stat. Ann. § 1-3-105(a)(iv)(B) |
| Deadline for a wrongful death claim | Two years after the death of the decedent | Wyo. Stat. Ann. § 1-38-102(d) |
| Claims against a government body | A claim against a governmental entity must be presented as an itemized written statement within two years of the act, error or omission (or two years after discovery if it was not reasonably discoverable); suit must then be filed within one year after the claim is filed. | Wyo. Stat. Ann. § 1-39-113(a); § 1-39-114 |
| Insurance system | at-fault | Wyo. Stat. Ann. § 31-4-103(a) |
| If you were partly at fault | modified comparative (51% bar). You can recover if your fault is not more than 50% of the total fault of everyone involved, with your damages reduced by your share; at 51% or more you recover nothing. | Wyo. Stat. Ann. § 1-1-109(b) |
| Minimum liability coverage | $25,000 per person / $50,000 per crash / $20,000 property | Wyo. Stat. Ann. § 31-9-405(b)(ii) |
| Cap on pain-and-suffering damages | No general cap for injury cases | Wyo. Const. art. 10, § 4(a) |
Deadlines can be shorter or longer for minors, for injuries found later, and for claims against a government. A lawyer licensed in Wyoming can tell you the date that applies to you.
Next steps after a Wyoming crash
How to get a Wyoming crash report ($3.00 per crash report, plus a $2.50 service fee if paying by credit card).
Check your deadline and a rough claim range
A filing date and a rough value range for Wyoming. Both take under a minute.
Questions
How long do you have to sue after a car accident in Wyoming?
Four years for an injury claim (Wyo. Stat. Ann. § 1-3-105(a)(iv)(C)) and four years for vehicle damage. Shorter notice rules can apply to claims against a government.
Is Wyoming a no-fault state?
No. Wyoming is an at-fault state: the driver who caused the crash, through their liability insurance, pays for the injuries and damage.
Can I recover if I was partly at fault in Wyoming?
Wyoming follows modified comparative (51% bar). You can recover if your fault is not more than 50% of the total fault of everyone involved, with your damages reduced by your share; at 51% or more you recover nothing.
What is the minimum car insurance in Wyoming?
The legal minimum liability coverage in Wyoming is $25,000 per injured person, $50,000 per crash and $20,000 for property (25/50/20).
Sources
- Deadline to sue for an injury (Wyo. Stat. Ann. § 1-3-105(a)(iv)(C)): law.justia.com/codes/wyoming/title-1/chapter-3/section-1-3-105/
(iv) Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property; (C) An injury to the rights of the plaintiff, not arising on contract and not herein enumerated;
- Deadline for vehicle damage (Wyo. Stat. Ann. § 1-3-105(a)(iv)(B)): law.justia.com/codes/wyoming/title-1/chapter-3/section-1-3-105/
(iv) Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property;
- Deadline for a wrongful death claim (Wyo. Stat. Ann. § 1-38-102(d)): law.justia.com/codes/wyoming/title-1/chapter-38/section-1-38-102/
(d) An action for wrongful death shall be commenced within two (2) years after the death of the decedent.
- Claims against a government body (Wyo. Stat. Ann. § 1-39-113(a); § 1-39-114): law.justia.com/codes/wyoming/title-1/chapter-39/section-1-39-113/
(a) No action shall be brought under this act against a governmental entity unless the claim upon which the action is based is presented to the entity as an itemized statement in writing within two (2) years of the date of the alleged act, error or omission
- Insurance system (Wyo. Stat. Ann. § 31-4-103(a)): law.justia.com/codes/wyoming/title-31/chapter-4/section-31-4-103/
(a) No owner of a motor vehicle currently required to be registered or which is required to be registered within a period of time, shall operate or permit the operation of his motor vehicle without having in full force and effect a motor vehicle liability policy in amounts provided by W.S. 31-9-405(b)
- If you were partly at fault (Wyo. Stat. Ann. § 1-1-109(b)): law.justia.com/codes/wyoming/title-1/chapter-1/section-1-1-109/
(b) Contributory fault shall not bar a recovery in an action by any claimant or the claimant's legal representative to recover damages for wrongful death or injury to person or property, if the contributory fault of the claimant is not more than fifty percent (50%) of the total fault of all actors. Any damages allowed shall be diminished in proportion to the amount of fault attributed to the claimant.
- Minimum liability coverage (Wyo. Stat. Ann. § 31-9-405(b)(ii)): law.justia.com/codes/wyoming/title-31/chapter-9/article-4/section-31-9-405/
subject to limits exclusive of interest and costs with respect to each motor vehicle, as follows: twenty-five thousand dollars ($25,000.00) because of bodily injury to or death of one (1) person in any one (1) accident and, subject to the limit for one (1) person, fifty thousand dollars ($50,000.00) because of bodily injury to or death of two (2) or more persons in any one (1) accident and twenty thousand dollars ($20,000.00) because of injury to or destruction of property of others in any one (1) accident.
- Cap on pain-and-suffering damages (Wyo. Const. art. 10, § 4(a)): codes.findlaw.com/wy/wyoming-constitution/wy-const-art-10-sect-4/
(a) No law shall be enacted limiting the amount of damages to be recovered for causing the injury or death of any person.
Read October 2, 2026. Laws and fees change; the linked page is the authority.