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Nevada car accident laws
Nevada gives you two years to file a personal injury lawsuit (Nev. Rev. Stat. § 11.190(4)(e)).
Nevada is an at-fault state: the driver who caused the crash, through their liability insurance, pays for the injuries and damage.
The legal minimum liability coverage in Nevada is $25,000 per injured person, $50,000 per crash and $20,000 for property (25/50/20).
You can recover if your own negligence is no greater than the defendant's (50% or less), with your award reduced by your share; if you are more than 50% at fault you recover nothing.
Quoted from Nevada statutes and official pages, checked October 2, 2026 · not legal advice
The rules in one table
| Rule | Nevada | Source |
|---|---|---|
| Deadline to sue for an injury | Two years (injuries to a person; for accruals after March 20, 1951) | Nev. Rev. Stat. § 11.190(4)(e) |
| Deadline for vehicle damage | Three years for taking, detaining or injuring personal property | Nev. Rev. Stat. § 11.190(3)(c) |
| Deadline for a wrongful death claim | Two years; NRS 11.190(4)(e) covers death caused by the wrongful act or neglect of another (the text does not say whether it runs from death or injury; courts apply the date of death) | Nev. Rev. Stat. § 11.190(4)(e) |
| Claims against a government body | A tort claim against the state must be filed with the Attorney General, and a claim against a city, county or other political subdivision with its governing body, within 2 years after the cause of action accrues. | Nev. Rev. Stat. § 41.036(1)-(2) |
| Insurance system | at-fault | Nev. Rev. Stat. § 485.185(1) |
| If you were partly at fault | modified comparative (51% bar). You can recover if your own negligence is no greater than the defendant's (50% or less), with your award reduced by your share; if you are more than 50% at fault you recover nothing. | Nev. Rev. Stat. § 41.141(1) |
| Minimum liability coverage | $25,000 per person / $50,000 per crash / $20,000 property | Nev. Rev. Stat. § 485.185(1) |
Deadlines can be shorter or longer for minors, for injuries found later, and for claims against a government. A lawyer licensed in Nevada can tell you the date that applies to you.
Next steps after a Nevada crash
How to get a Nevada crash report ($10 per crash report; $5 for photos (regional offices)).
Check your deadline and a rough claim range
A filing date and a rough value range for Nevada. Both take under a minute.
Questions
How long do you have to sue after a car accident in Nevada?
Two years for an injury claim (Nev. Rev. Stat. § 11.190(4)(e)) and three years for vehicle damage. Shorter notice rules can apply to claims against a government.
Is Nevada a no-fault state?
No. Nevada is an at-fault state: the driver who caused the crash, through their liability insurance, pays for the injuries and damage.
Can I recover if I was partly at fault in Nevada?
Nevada follows modified comparative (51% bar). You can recover if your own negligence is no greater than the defendant's (50% or less), with your award reduced by your share; if you are more than 50% at fault you recover nothing.
What is the minimum car insurance in Nevada?
The legal minimum liability coverage in Nevada is $25,000 per injured person, $50,000 per crash and $20,000 for property (25/50/20).
Sources
- Deadline to sue for an injury (Nev. Rev. Stat. § 11.190(4)(e)): www.leg.state.nv.us/nrs/nrs-011.html
4. Within 2 years: (a) An action against a sheriff [...] (e) Except as otherwise provided in NRS 11.215 or 11.217 , an action to recover damages for injuries to a person or for the death of a person caused by the wrongful act or neglect of another.
- Deadline for vehicle damage (Nev. Rev. Stat. § 11.190(3)(c)): www.leg.state.nv.us/nrs/nrs-011.html
3. Within 3 years: (a) An action upon a liability created by statute [...] (c) An action for taking, detaining or injuring personal property, including actions for specific recovery thereof
- Deadline for a wrongful death claim (Nev. Rev. Stat. § 11.190(4)(e)): www.leg.state.nv.us/nrs/nrs-011.html
4. Within 2 years: (a) An action against a sheriff [...] (e) Except as otherwise provided in NRS 11.215 or 11.217 , an action to recover damages for injuries to a person or for the death of a person caused by the wrongful act or neglect of another.
- Claims against a government body (Nev. Rev. Stat. § 41.036(1)-(2)): www.leg.state.nv.us/nrs/nrs-041.html
1. Each person who has a claim against the State or any of its agencies arising out of a tort must file the claim within 2 years after the time the cause of action accrues with the Attorney General. 2. Each person who has a claim against any political subdivision of the State arising out of a tort must file the claim within 2 years after the time the cause of action accrues with the governing body of that political subdivision.
- Insurance system (Nev. Rev. Stat. § 485.185(1)): www.leg.state.nv.us/nrs/nrs-485.html
1. Except as otherwise provided in subsection 2, every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance provided by an insurance company licensed by the Division of Insurance of the Department of Business and Industry and approved to do business in this State: (a) In the amount of $25,000 for bodily injury to or death of one person in any one crash; (b) Subject to the limit for one person, in the amount of $50,000 for bodily injury to or death of two or m…
- If you were partly at fault (Nev. Rev. Stat. § 41.141(1)): www.leg.state.nv.us/nrs/nrs-041.html
1. In any action to recover damages for death or injury to persons or for injury to property in which comparative negligence is asserted as a defense, the comparative negligence of the plaintiff or the plaintiffs decedent does not bar a recovery if that negligence was not greater than the negligence or gross negligence of the parties to the action against whom recovery is sought.
- Minimum liability coverage (Nev. Rev. Stat. § 485.185(1)): www.leg.state.nv.us/nrs/nrs-485.html
(a) In the amount of $25,000 for bodily injury to or death of one person in any one crash; (b) Subject to the limit for one person, in the amount of $50,000 for bodily injury to or death of two or more persons in any one crash; and (c) In the amount of $20,000 for injury to or destruction of property of others in any one crash
Read October 2, 2026. Laws and fees change; the linked page is the authority.